No Insurance

We are only able to assist in specific no insurance cases, particularly where a driver may have been the victim of fraudulent insurance, often referred to as “ghost broking.”

This typically occurs where a driver attempted to purchase vehicle insurance and was provided with policy documents by a company or broker, but the police or attending officer later deemed the cover invalid.

In these circumstances, we can review the evidence, examine the documents provided, and assist with preparing an appeal where appropriate.

SK Driving Offences is well known for handling these types of cases, and we have assisted hundreds of drivers who believed they had valid insurance in place but later discovered they had been the victim of insurance fraud. In many of these cases, once the circumstances and supporting evidence were properly presented, drivers have been able to walk away with No Further Action.

However, if you were driving a vehicle without arranging any form of insurance or without having an insurance certificate or policy in place, the offence will normally stand and the penalty will usually have to be accepted.

For this reason, we are unfortunately unable to assist in cases where no insurance policy was arranged at all.

All cases are assessed based on the supporting evidence provided by the police, and potential challenges are prepared where appropriate.

Fees

Purchased insurance but still received a conditional offer or a court summons - £340